Perfect credit, rocky real estate, and millionaire habits
A plan for the changing times
With the Fed hiking rates, it looks like the age of cheap credit and accelerated growth is coming to an end.
Credit scores are going to become more important.
The housing market might not be affordable any more.
And the millionaire dream seems to be drifting away. But…
This week’s videos are all about understanding the changes in the landscape and how you can get a headstart in dealing with them. From a gameplan to get the perfect credit score to dealing with the broken housing market, from fixing the financial lives of millennials to investing like a millionaire, this is the whole buffet! Here’s a quick recap.
A perfect credit score from $0
We are only going to lend money to people who don't need it because they are the ones most likely to pay us back.
- Every bank ever
It’s the chicken-and-egg problem: If you need a cheap loan, you need a good credit score, but for a good credit score you need loans in the first place. Not to worry! Over the last 12 years, I’ve researched every single factor that goes into credit scores on my road to a perfect 800. I’ll take you through the most important factors, the red flags that lenders look for, and a complete plan to build your credit score from scratch - with some unconventional methods that you won’t find anywhere else. Cheap credit is like free money, so this information is easily worth a few thousand dollars!
Damage control for the screwed housing market
The housing market is in a rocky place right now. With the Fed following through on their plan to hike rates, the coming months are going to be wild. In this video, I’ll break down the top 5 predictions for the housing market in 2022 - and also where I differ from the experts based on my experience in the field. If you own a property or know anybody who does, you’ll also want to take a look to know how you might be at risk due to changing valuations, and how you can protect against this risk.
As a bonus, I also take a look at the terrible finances of Millennials and why they should start thinking about money along with watering their plants and thinking about what to order for dinner.
Get rich slow: 5 Millionaire Investing Habits
Here’s the road to becoming a millionaire overnight:
For everyone else whose dad doesn’t own a tech company, there’s a surer path to millions that takes a little more time: Investing. But this video isn’t about “how to invest in 2022” - It’s about how to invest for life. Combining data and personal experience, I’ve put together a set of five principles that’ll keep you consistent on your investing journey while avoiding the mistakes that can do the most damage.
The better informed you are, the higher your chances of investing right!
Hope this Sunday round-up helps in getting your finances future-proofed! For the new folks here, in this weekend newsletter I give a quick recap of whatever you may have missed over the week, and on Wednesday, I will be doing a deep-dive article on one of these topics.
See you next week with another bunch of exciting videos!
And force of habit - Smash that like button to help others find this newsletter. :)
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Graham good morning sir I have been getting WhatsApps messages from someone say that they are you do you have a WhatsApp group please let me know