A proposal (and a New Year's Gift)
Unlocking my internal library for you
Happy New Year!
We just crossed 200 posts on this newsletter. Woah! Thanks for joining the ride.
My goal for this year is to double our reach – not for vanity metrics, but because I truly believe financial literacy is the only way to opt out of the rat race and build a healthy and fulfilling life.
Here’s my proposal:
Most newsletters pay thousands of dollars to Facebook or Google to find new subscribers. I would rather give that value to you.
I’ve unlocked my internal library of resources – deep-dives compiled from years of experience and research – and also have a unique opportunity only available to Graham’s Newsletter readers. I’m giving them away for free to anyone who helps us grow the community, even by bringing in just 1 other reader.
How it works:
Share: Click the button below to get your referral link. Use your unique link below to text a friend, post on LinkedIn, or drop in your group chat.
Earn: When they subscribe (for free), you unlock the rewards below.
Don’t know what to say? Copy/paste this:
“I’ve been reading Graham Stephan’s newsletter to get the actual deep dives on the market and great deals that nobody else talks about. Highly recommend if you want to be smarter with your money in 2026!” [Link]
The Rewards
Tier 1: The “800 Club” Credit Guide (1 Referral)
Just 1 Referral. Bring in one friend and I’ll send you the exact step-by-step PDF guide on how to hack your credit score to 800+. I used this strategy to get approved for millions in real estate loans.
Tier 2: The Ultimate Homebuyer’s Blueprint (5 Referrals)
A home is the most expensive purchase you’ll make. My comprehensive guide on navigating the housing market covers mortgage rates, inspection checklists, and the “Rent vs. Buy” math that most people get wrong. This could save you thousands of dollars.
Tier 3: The “Board Member” Feature (15 Referrals)
You get promoted to the elite tier – a shout-out in a newsletter issue with a link to your project, business, or social profile. You also get a dedicated spot on our “Wall of Fame” page that stays live for two weeks.
What’s in it for you?
This newsletter is read by ~40,000 readers including investors and operators.
Sponsors pay to get in front of this audience. You get it for free.
Every tier gets the rewards from the previous tiers as well, so you keep stacking up rewards as you refer more people.
Thank you for helping us build the smartest community in finance.
Let’s get to work.
– Graham
Note: If you have any problems with accessing the link, reply to this email.